The 2010 college football postseason rattles on toward Glendale this week, and it's time to place all your money set aside for Christmas shopping on ridiculous, half-assed bowl games played by largely inept football teams. Degenerate gamblers, start your engines. Now playing: Navy and San Diego State in the Poinsettia Bowl.
The line: Vegas favors the Aztecs by more than a field goal but less than a touchdown, with the margin fluctuating between 3 and 5.5.
Notable Navy units: The Midshipmen, rocking the triple option, boast the nation's fifth-ranked rushing offense and 118th-ranked passing offense. When quarterback Ricky Dobbs does throw the ball, however, he's effective with it and well-protected: The Mids rank 11th in pass efficiency and ninth in sacks allowed.
Notable San Diego State units: Very much the opposite on offense. The Aztecs wield the country's 11th-ranked passing offense, with a rushing offense clocking in at 63rd. They're aces in tackles for loss (fifth nationally), but woeful in turnover margin (101st).
The pick: I had Navy picked to go undefeated this season thanks to returning starters and a favorable schedule, but San Diego State has quietly put together an impressive season in a strong Mountain West. Call this one a toss-up, with maybe the slightest of edges to Navy for more quality wins.
The 2010 San Diego County Credit Union Poinsettia Bowl kicks off at 8 p.m. EST. The game will be televised on ESPN.