The two teams have similarly poor records, with the Panthers sitting at 4-9 and the Chargers at 5-8, but they are both coming off impressive victories. San Diego dropped the Pittsburgh Steelers on the road last week, while Carolina took down the mighty Atlanta Falcons at home.
Yahoo! experts Mike Silver and Les Carpenter picked the Panthers to come out on top, but colleague Jason Cole thinks the Chargers will take care of business on their home turf. Yahoo! users also think San Diego will win.
Five of eight analysts for CBS Sports believe the Chargers will win as well. However, the CBS crew is split when it comes to beating the spread that is 3.5 points in favor of San Diego.
Finally, SB Nation's Joel Thorman will also give the nudge to the Chargers, simply because they always end a disappointing season with a little ray of hope that will help head coach Norv Turner keep his job. This year, that appears unlikely.